is a certified banker with over 20 years of experience across corporate, SME, and retail banking. He has held senior roles in multiple financial institutions, driving branch profitability, operational excellence, and customer service transformation. Currently pursuing an MBA in Strategic Management, Bernard combines strong academic grounding with boardroom experience, including his role as Chairman at Fortune Credit Limited. His leadership is defined by strategic thinking, governance acumen, and a results-driven approach. Bernard is passionate about financial inclusion, project management, and societal impact, and remains a committed member of Kenya’s professional and civic communities.