Charles B. Kiyuga brings over 15 years of specialized expertise in trade finance, treasury products, and international banking operations. Throughout his distinguished career at Equity Bank Tanzania, First National Bank Tanzania, Standard Chartered Bank, and Stanbic Bank, he has demonstrated exceptional capabilities in structuring complex trade solutions including letters of credit, guarantees, documentary collections, and working capital facilities. Charles has a proven track record of establishing international banking units from the ground up, implementing efficient trade processing systems, and driving revenue growth exceeding 40%. His expertise spans trade finance structuring, risk evaluation, foreign exchange operations, and client advisory services. He holds an Advanced Diploma in Banking from the Institute of Finance Management and is pursuing his MBA from ESAMI.